Australia · rebates current to August 2026

Your power bill has
two numbers
you can change.

What you use, and what you pay per unit. Australian state and federal programs now cover a large share of the equipment that shifts both — solar, batteries, heat pump hot water, reverse-cycle heating. We work out exactly which ones you qualify for and what your bill looks like afterwards.

No cold calls, ever One installer, not five Every figure shows its working

Illustrative · 4-person household

NMI 6305••••••
Q1 2025 $612 → $198 per quarter Q4 2026
What you still pay Covered by solar & efficiency
$1,420

Average first-year bill reduction for an Australian household that installs solar and replaces gas hot water†

5,000+

Australian households and businesses we've taken through a rebate assessment†

$8.5M

Combined rebates and certificate discounts secured for our customers†

What we arrange

Six upgrades. One assessment.

Most people come to us for solar and leave having found that hot water was the faster payback. We assess the whole house against every program you qualify for, then hand you to one accredited installer — not a call centre.

For my home

Owner-occupiers, landlords and renters. We check which state and federal programs apply to your property.

STCs · batteries · Solar Homes · VEU · NSW loan

For my business

Premises you own or lease. Federal certificates apply in every state; in Victoria, add Solar for Business, the VEU commercial stream and equipment bonuses.

Up to $3,500 + VEU discounts — VIC

Adding a battery

Already have panels? The federal battery discount tapers each January and July, so what yours is worth depends on when it goes in.

~$250–$270 per kWh

Rooftop solar

6.6–13.2 kW systems sized to what you actually use, not what fits on the roof. Federal certificates everywhere, plus the Solar Homes rebate in Victoria.

~$1,500–$3,100 STCs + up to $1,400 in VIC — before install

Home battery

Stores your midday surplus for the 4–9pm peak, when electricity on most Australian tariffs is dearest. Feed-in tariffs are now so low that self-use is where the value sits.

~30% off via federal program — tapers each Jan & Jul

Heat pump hot water

Usually the shortest payback in the house. Runs on roughly a quarter of the energy of an electric tank and cuts gas out of the equation.

Up to $1,000 rebate + VEU discount in VIC — stacked

Reverse-cycle heating

In Victoria, replacing gas ducted heating earns the single biggest Victorian Energy Upgrades discount available to a household right now.

$1,500–$5,000 VEU discount — at point of sale

EV charger

There's generally no household rebate for chargers today — we'll tell you that up front. In NSW, the Home Energy Saver loan can finance one. The saving comes from charging off your own roof instead of the grid.

No current rebate — ~$1,400/yr vs petrol

Ceiling insulation

Unglamorous, cheap, and it makes every other upgrade work harder. Discounted in Victoria through the Victorian Energy Upgrades program, and covered by the Home Energy Saver loan in NSW.

VEU discount — varies by ceiling area

Where the money comes from

Five programs. Most of them stack.

This is the part most people get wrong. These aren't alternatives — the two federal programs apply anywhere in Australia, and a household draws on them alongside whatever its own state offers. Here's what each one actually is.

Federal · every state

Small-scale certificates
Federal · STCs
Not a rebate you apply for — your installer creates certificates based on system size and location and discounts your quote by their value. Your postcode sets the zone: Sydney sits in Zone 3, Melbourne in Zone 4, and sunnier zones earn more. The catch worth knowing: the deeming period drops by one year every 1 January on the way to the scheme's close in 2030, so the same system costs roughly 4–5% more each year you wait.
~$1,500–$3,1006.6–13.2 kW, Zone 4, 2026 rates
Cheaper Home Batteries
Federal · since Jul 2025
Roughly a 30% upfront discount on batteries between 5 and 100 kWh, delivered the same way as solar certificates. Since 1 May 2026 the rate is tiered: full value on the first 14 kWh, reduced above that. It now steps down twice a year, each January and July. Victoria's own battery loan closed in May 2025 and hasn't been replaced, so in Victoria this is the battery support available.
~$250–$270/kWhfirst 14 kWh, then tapered

Victoria

Solar Homes
Solar Victoria
A state rebate paid to your retailer, so it comes off the invoice rather than arriving later. Owner-occupiers of homes valued under $3 million, with a combined household income under $150,000 — a threshold that tightened from $210,000 on 1 July 2026. One solar PV rebate per property per decade. An interest-free loan matching the rebate is available, but you have to elect it when you apply, not afterwards.
up to $1,400+ $1,400 interest-free loan
Victorian Energy Upgrades
Victoria · VEU / VEECs
A certificate market rather than a rebate. Accredited providers create VEECs for eligible installs — heat pumps, reverse-cycle air conditioning, insulation, induction cooktops — and the value comes off at the point of sale. Note that a hot water system can generate VEECs or federal STCs, never both, so we run both calculations and take the higher one.
$300–$5,000varies by activity & certificate price

New South Wales

New
Home Energy Saver loan
NSW Government · since Jun 2026

Not a rebate: a zero-interest loan of up to $15,000, repaid over up to ten years, for NSW homeowners and landlords with a combined taxable household income up to $210,000. It covers solar, batteries, heat pump hot water, reverse-cycle air conditioning, insulation, induction cooktops, EV chargers, switchboard upgrades and more. Every federal and NSW incentive comes off the price first, and the loan covers what's left.

The catches: the work has to be quoted by a supplier on the lender's approved list (the loans run through Brighte and Plenti, which check income and serviceability), and a battery only qualifies on a home with solar. A separate discount of up to $4,000, for households on up to $80,000 or holding an eligible concession card, has been announced but isn't open yet — if you'd qualify for both, the NSW Government's advice is to wait and apply for the discount first.

up to $15,0000% interest, up to 10 years
And one more thing that isn't a rebate. The federal Household Energy Upgrades Fund backs discounted green loans through several Australian lenders, with advertised rates well below standard personal-loan pricing. If a rebate closes the gap but not all of it, that's usually the next lever — we'll show you the numbers, though we don't sell finance and aren't licensed to advise on it.

How it works

Three steps, and you can stop at any of them.

STEP 01

You ask us to look

Nothing happens until you do. Tell us about your home and your bills, and we work out which programs are worth checking. If the numbers don't work for your house, we'll say so, and you won't hear from us again.

STEP 02

We check the paperwork

A consultation where we verify eligibility against the current rules, review your meter data, and produce a written proposal with every rebate itemised — including the ones you don't qualify for, and why.

STEP 03

One installer, introduced

We don't install. If you go ahead, we introduce a single accredited installer from our panel who does the work and lodges your rebate. Your details go to them and no one else.

Your details go to one installer

Not five. The reason solar has a bad name in this country is lead brokers selling the same enquiry to a panel of installers who then all ring you. We don't do that.

We only ever contact people who ask us to

No doorknocking, no cold calls, no purchased lists. Victoria prohibits both in this sector, NSW bars Home Energy Saver suppliers from them, and we'd rather not do them anywhere.

Every figure shows its source

Your written proposal lists the tariff, generation and pricing figures we used, with where each came from. Check them against your own bill.

We'll tell you when the answer is no

Heavily shaded south-facing roof, or a rental where the numbers don't stack up for you? We'd rather say so than sell you a system that disappoints.

Questions we get asked

The honest answers.

Is solar actually still worth it now that feed-in tariffs have collapsed?
Yes, but for a different reason than five years ago. Feed-in tariffs have fallen across Australia — Victoria, for one, stopped setting a mandatory minimum on 1 July 2025 — and retailer offers are now low. That means exporting power earns you little — the value is in using what you generate, which is why we ask when your house is busiest and whether a battery makes sense. A system sized to your consumption still pays back in roughly four to seven years in Melbourne. A system sized to your roof might not.
Can I really claim state and federal rebates at the same time?

For solar, yes — the federal certificate discount and a state rebate such as Victoria's Solar Homes stack, and they're calculated in that order. For hot water in Victoria there's one important exception: a system can generate Victorian VEECs or federal STCs, never both. We calculate both paths and take whichever is worth more to you. In Victoria, batteries currently draw on the federal program only, since the state's battery loan closed to new applications in May 2025.

In NSW, the Home Energy Saver loan is built to sit on top: every federal and NSW incentive comes off the price first, and the loan covers what's left.

I'm over the income threshold. Is there anything for me?
Plenty. The $150,000 combined household income test applies to Victoria's Solar Homes rebate specifically. Federal certificates for solar and batteries have no income test at all, and neither does the Victorian Energy Upgrades program — so heat pump hot water, reverse-cycle heating and insulation discounts are all still available to you. In NSW, the Home Energy Saver loan's test is higher, at $210,000 combined taxable household income.
I rent. Is any of this relevant?
Some of it. In Victoria, Solar Victoria runs a separate stream for rental properties that requires your landlord to apply, and from 1 March 2027 Victorian rental minimum standards change significantly — gas heaters and hot water systems won't be replaceable with gas at end of life. In NSW, the Home Energy Saver loan is for owners and landlords, though its discount, once it opens, is to be available to renters with their landlord's permission. Either way, the useful move is usually to talk to your landlord or agent, and we're happy to give you something in writing to hand them.
Why do you keep mentioning dates and deadlines?
Because in this sector they're real, not a sales tactic. The federal certificate deeming period drops every 1 January until the scheme ends in 2030. The battery discount steps down each January and July. The Solar Homes income threshold already fell from $210,000 to $150,000 on 1 July 2026. None of that is urgency we invented — but equally, none of it means you should rush a decision you're unsure about. The programs will still exist next quarter; they'll just be worth slightly less.
What happens to my personal information?
We hold it under the Australian Privacy Principles and pass it to exactly one accredited installer — named to you beforehand — for the purpose of quoting your job. We don't sell data, we don't buy lists, and we don't share your details with a panel of retailers.